Starting your investment journey in Canada can feel intimidating, but with a clear plan and the right tools, even complete beginners can build a strong financial foundation. Here’s a step-by-step guide to investing in Canada in 2025. 1. Know Your Financial GoalsDefine what you’re investing for—retirement, a home, education, or wealth building. Your time horizon […]
Even seasoned investors make mistakes, but beginners in Canada are especially prone to a few common errors. Here are the top five—and how to avoid them: 1. Delaying the StartWaiting for the “perfect” time to invest often means missing out on market growth. The best time to start is now, even with small contributions. 2. […]
In 2025, Canadian investors continue to rely on the RRSP and TFSA as the primary vehicles for tax-efficient investing. But which is better for your specific goals? TFSA Overview: RRSP Overview: How to Choose: The TFSA is more flexible, while the RRSP gives a bigger immediate tax break. Use them strategically to match your goals […]
As we move through 2025, Canadian investors are navigating a shifting economic landscape. Here are the key market trends and how they may influence your investment strategy. 1. Stabilising Interest RatesAfter a cycle of rate hikes, the Bank of Canada is expected to stabilise rates. This could benefit both bond prices and rate-sensitive sectors like […]
Emotions play a powerful role in investment decisions, often more than logic. In volatile times, understanding the psychology of investing can help you stay grounded and avoid costly mistakes. Common Emotional Traps: How to Manage Your Emotions: The most successful investors aren’t those who avoid risk entirely—but those who manage their reactions to it. Understanding […]